Step-by-Step Instructions
1. Prepare the Cream Cheese Filling
In a mixing bowl, beat cream cheese with sugar until smooth. Add the egg and vanilla extract, whisking until creamy. Set aside.
2. Make the Banana Bread Batter
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Preheat oven to 350°F (175°C). Grease and line a loaf pan.
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In one bowl, whisk together flour, baking soda, baking powder, salt, and cinnamon.
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In another bowl, mash bananas, then mix in melted butter, brown sugar, eggs, vanilla, and yogurt/sour cream.
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Combine wet and dry ingredients until just incorporated (don’t overmix).
3. Assemble the Loaf
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Pour half of the banana bread batter into the prepared loaf pan.
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Spread the cream cheese filling evenly over the batter.
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Top with the remaining banana bread batter, smoothing it gently.
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If desired, place a sliced banana on top for decoration.
4. Bake
Bake for 55–65 minutes, or until a toothpick inserted into the banana bread (not the cream cheese layer) comes out clean. If the top browns too quickly, cover loosely with foil.
5. Cool and Serve
Allow the loaf to cool completely before slicing to let the cream cheese set. Slice thick and enjoy!
Tips for Success
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Use overripe bananas for the sweetest flavor and moist texture.
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Room-temperature cream cheese ensures a smooth filling without lumps.
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Store leftovers in the refrigerator (because of the cream cheese filling), but let slices come to room temperature before serving for the best taste.
Final Thoughts
Banana Bread with Cream Cheese Filling takes everything you love about the classic recipe and transforms it into something unforgettable. The creamy cheesecake-like center adds a decadent surprise, making each slice feel indulgent yet comforting. Whether for a special occasion or simply to treat yourself, this recipe is one you’ll want to bake again and again.
